|
|
|
|
|
|
|
| Why I Said Bye, Bye To My American Express Credit Card |
|
|
I have been unable to avail myself of a wide variety of goods and
services since I canceled my American Express credit card. I was unable
to reserve a plane ticket online, join the local gym, and order
merchandise off of the Internet without my America Express credit card.
This experience reminded me that the days when cash was the preferred
way of getting merchandise and services are now long gone.
People across the country and the world are using their Visa, MasterCard card, or American Express credit card to make purchases. However, they make these purchases with money that they do not have and pay for goods which they may not need.
They fail to remember that although credit cards are a really convenient way to make a purchase, it does come at a heavy cost. As a result, credit card debt is mounting in most parts of the world.
Credit debt is one of the biggest problems that a lot of people are facing today. In fact, that is one the main reason why I had to cancel my American Express credit card in the first place. You see, I can be uncontrollable when I am given the power to buy things without parting with my money immediately.
I would charge everything and anything on my American Express credit card without giving it much of a thought. As a result, I was dealing with a debt that I could not possibly pay, and I was in a state of panic. I had to go through a debt refinancing service in order to pay off my credit card debt.
Fortunately, I managed to pay off my credit card debt. I also made the decision to cancel my American Express credit card. Now, you might think that it is rash to blame it on the credit card, but you are not taking human psychology into consideration.
I am aware of what I have at any given time when I have to pay everything in cash. Credit cards just made everything way too easy for me. I could spend money like water, and before I knew it, it was all gone. I won’t have to worry about that problem now that I cancelled my American Express credit card.
|
|
|